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why valuate?

A major motive for valuation is money. The more accurate you describe what you are insuring for which value, the smaller the chance you pay too much premium or too little premium. You have enough to deal with when you suffer damage due to fire, break-in, or any other calamity. So when you need to file a claim with the insurance company it would be an extra burden to fall into disagreement about the payable amount. A valuation report of KakesWaal is binding for insurance companies and in case of loss the valuated price will be paid. In this way the insurance company exactly knows what to do in times of urgency, and more importantly, so will you! Enterprises, both companies and institutions require, maybe even more than private persons, a solid inventory of their possessions.
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